Dave Ramsey Quotes

As you will it, so shall it be.

Broke is normal. Why be normal?

What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.

The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.

You have the clean canvas of a whole week before you. Paint well.

If you come with mercy but not justice; that's called enabling.

The first step in taking control of your money is to stop borrowing money. Start using cash today.

Contentment is both the fruit and the tree.

Opening your hands will set you free.

A good financial planner is going to do more than pick your funds.

Enabling is the enemy of motivation.

Do not let your life, ministry or organization go faster than your resources.

Be an evangelist with your excellence.

In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.

Teaching kids about money is never just about money.

You will either learn to manage money, or the lack of it will manage you.

Just keep taking the next step and keep having excellence in the ordinary.

If your life is bad because of an elected official, then you don't have a life.

Credit is an 'I love debt' score.

I have to live my books before I write them.

You have to teach children about money intentionally - create teachable moments.

Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.

You must learn to control your money, or to the permanent deprivation control you

Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.

The creature comforts we tend to rationalize as "business expenses I can write off."

Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.

Debt has become a part of who we are.

Thinking about starting a small business? Assume everything will cost twice as much and take twice as long as you think it will.

Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.

When leadership set the goals by themselves, they are not goals, they are quotas.

Stupid is not illegal.

We buy things we don't need with money we don't have to impress people we don't like.

The love of money, not money, is root of all evil.

We have a retirement crisis in America today nor from a lack of money, but from a lack of vision

There's a whole generation growing up thinking...the government exists to care for them.

Traction equals satisfaction

Live no one else today, so you can live like no else tomorrow

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.

While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon.