I believe - deeply and profoundly - that speculation is a loser's game.

Time is your friend; impulse is your enemy.

Don't look for the needle in the haystack. Just buy the haystack!

Investing is not nearly as difficult as it looks. Successful investing involves doing a few things right and avoiding serious mistakes.

Index funds eliminate the risks of individual stocks, market sectors, and manager selection. Only stock market risk remains.

Learn every day, but especially from the experiences of others. It's cheaper!

The mutual fund industry has been built, in a sense, on witchcraft.

Rely on the ordinary virtues that intelligent, balanced human beings have relied on for centuries: common sense, thrift, realistic expectations, patience, and perseverance.

The historical data support one conclusion with unusual force: To invest with success, you must be a long-term investor.

In the long run, investing is not about markets at all. Investing is about enjoying the returns earned by businesses.

The miracle of compounding returns has been overwhelmed by the tyranny of compounding costs.

I don’t want God's forgiveness. And He’s not getting mine.~Harry Silver

It takes two to make peace.

We respect our elders. There is wisdom that comes from experience, and I am not going to stop learning from wise counsel.

There are so many women who I deal with, on a daily basis, that I don't feel like I've ever been stymied or struggled because I'm a woman.

As the stupidest person in the room, I always had the most to gain.

If one is to love oneself one must behave in ways that one can admire.

The air is like a butterfly With frail blue wings. The happy earth looks at the sky And sings.

I have made a long enough descent into the void to speak with certainty. There is nothing but beauty--and beauty has only one perfect expression, Poetry. All the rest is a lie.

Put your financial life on autopilot as a form of 'forced' saving.

There is a peacefulness, an air of reflection, about a rocking-chair that attaches to no other moving object.