If you default on an unsecured debt, you won't lose anything (except points on your credit score).

Buy experiences, not things. Spending on experiences makes people happier than spending on things. Things get broken and go out of style. Experiences get better every time you talk about them.

You can have a do-over starting today. But you have to get over the feeling that it's too late

It's not about having it all. It's about having what you value most.

You'll get much better results by being upfront, answering creditors calls, and responding to their letters. Delaying the inevitable only digs a deeper hole.

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.

A little personality goes a long way.

Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - always a good thing.

One thing I want to make clear: You never want to hide from your debts. It doesn't work.

The interest rate you receive, however, is contingent on your credit score.

Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.

When you start something, make sure that you're willing to take the time to finish it right because, honey, the work you put into it will be more than worth it in the end. The best things always are.

I think I've earned a certain level of respect, based on my accomplishments and my consistency.

Reason lies betweene the spurre and the bridle. [Reason lies between the spur and the bridle.]

He who fears to venture as far as his heart urges and his reason permits, is a coward; he who ventures further than he intended to go, is a slave.

How beautiful, if sorrow had not made Sorrow more beautiful than Beauty's self.

Jemu watched his father disappear. He didn't throw the coconut and he didn't cry. Never again would he know love for another human being that wasn't adulterated by another, contradictory emotion.

Every man believes he has a greater possibility.

I hope you like Guiness, Sir. I find it a refreshing alternative to food.

Bookshops are infested with ideas. Books are quivering, murmuring creatures.

I will leave this shining life of cricket very soon. This bat and ball won't save Shahid Afridi in Grave