Know what happens when an individual declares bankruptcy and how it affects his or her life.

To acquire knowledge, one must study; but to acquire wisdom, one must observe.

Success is achieved by developing our strengths, not by eliminating our weaknesses.

Know how and how much to tip people who expect gratuities, even in the case of poor service.

Being defeated is often a temporary condition. Giving up is what makes it permanent.

Working in an office with an array of electronic devices is like trying to get something done at home with half a dozen small children around. The calls for attention are constant.

Be able to hiccup silently, or at least without alerting neighbors to your situation. The first hiccup is an exception.

Be able to analyze statistics, which can be used to support or undercut almost any argument.

Skill is successfully walking a tightrope between the twin towers of New York's World Trade Center. Intelligence is not trying.

Know the official post office abbreviations for all 50 states without having to consult a list.

There's plenty of intelligence in the world, but the courage to do things differently is in short supply.

Gratitude is one of the greatest attitudes of the human heart.

If a friend starts behaving silly because you bother him so much, don't worry, you're not the first person, he has got a sting in his stomach, an hunger that causes an epidemic hatred.

Fatigue, discomfort, discouragement are merely symptoms of effort.

What people call insincerity is simply a method by which we can multiply our personalities.

I'm not the heroic type really. I was beaten up by Quakers.

I want people who will stand up to me. People who are not afraid to say exactly what's on their minds, even though that's probably not what I want to hear. That's what I want.

I've taken my bumps and bruises, but you've got to be willing to get knocked down and pick yourself up. You can't get discouraged. You can't lose sight of what your goals are.

Borrowers are nearly always ill-spenders, and it is with lent money that all evil is mainly done and all unjust war protracted.

The death sentence is a barbaric act.

Farewell! God knows when we shall meet again.