My operating assumption is we will always have very tough competition. And even with some European banks struggling right now, some of them can reemerge - and maybe even stronger.

The government has the right to change laws and rules and regulations.

You read constantly that banks are lobbying regulators and elected officials as if this is inappropriate. We don't look at it that way.

Don't do anything stupd. And don't waste money. Let everybody else waste money and do stupid things; then we'll buy them.

Just because you have a good hand today doesn't mean it's good tomorrow. And some of the things we're doing may become very disadvantageous at some point.

My daughter asked me when she came home from school, "What's the financial crisis?" and I said, it's something that happens every five to seven years.

Our plate is full. We have a lot to do building our company organically and that is our key focus.

We're going to do the right thing for the company and our customers, all things considered.

Businesses can be opaque. They are complex. You don't know how aircraft engines work either.

We have built a very good company, and we're proud of it. We also recognize that much of it has been built on the shoulders of the thousands of employees and leaders who have worked here before us.

You never know exactly how new policies are going to work. That doesn't mean you shouldn't try them.

Don't interpret anything too much. This is time waster number 1.

Relax. They're not going to kill us. They're going to TRY and kill us. And that is a very different thing.

Most closed heavens for the Christian are between his ears. Believing a lie empowers the liar.

Futures not achieved are only branches of the past: dead branches.

Anyone entrusted with power will abuse it if not also animated with the love of truth and virtue, no matter whether he be a prince, or one of the people.

Love and respect are the most important aspects of parenting, and of all relationships.

The easiest and most powerful way to increase customer loyalty is really very simple. Make your customers happy.

I'm not a big weird eater-of-things. I mean honestly I would say like for me, like escargot or sweetbreads is the weirdest thing I've eaten. But I haven't eaten like bugs or... not that I know of.

If you're gonna sing, sing loud.

Misers take care of property as if it belonged to them, but derive no more benefit from it than if it belonged to others.