Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.

The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.

The best real-estate investments with the highest yields are in working-class neighborhoods, because fancy properties are overpriced.

Lawyers are operators of the toll bridge across which anyone in search of justice has to pass.

Where you stand should not depend on where you sit.

Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.

Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.

hindsight is not a strategy.

It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.

The rule on staying alive as a forecaster is to give 'em a number or give 'em a date, but never give 'em both at once.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

Keep your hopes high.

The departed souls shall never return.

Now the God of hope fills you with all joy and peace in believing that ye may abound in hope.

Almost all quality improvement comes via simplification of design, manufacturing... layout, processes, and procedures.

The everlasting lure of round-the-corner, how fascinating it is.

Human beings are not so in harmony with the dharma. That is why they suffer so much. But you as an individual can reach a plane of attention and can become attention itself.

Everything has to evolve or else it perishes.

You may not realize it, but artificial intelligence is all around us.

The whole universe is our home and all residing in it belong to our family... instead of trying to see God in a particular appearance, it is better to see him in everything.

People in London think of London as the center of the world, whereas New Yorkers think the world ends three miles outside of Manhattan.