No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced or even coming at a higher interest rate.

A good organization is like a box of crayons. You need different colors of the spectrum, but all the crayons should fit in the box.

My best successes came on the heels of failures.

I have a theory and I really believe it. I think your worst weakness can become your greatest single strength.

Don't be afraid to go for positions, jobs or take on clients just outside of your knowledge base. It's when you're uncomfortable that you learn and grow the most.

If you stand back and analyze the best way to do something, you'll be standing there forever. Follow your gut and jump right in!

The difference between successful people and others is how long they spend time feeling sorry for themselves.

Home staging is no longer optional in this real estate market, it is a must!

If you have an idea, immediately move on it. To start that fire and get it burning immediately...it's everything.

I don't invest anymore in entrepreneurs who don't have charisma.

Home staging used to be optional. Today, it's a necessity in selling a house.

I write, write and write but I can't find words that define what I feel inside.

Never mingle your speculative and investment operations in the same account nor in any part of your thinking.

[The monks'] credulity debased and vitiated the faculties of the mind: they corrupted the evidence of history; and superstition gradually extinguished the hostile light of philosophy and science.

Jesus hears us, and in His own good time will give an answer... He may sometimes keep us long waiting...but He will never send us empty away.

I find God in the suffering eyes reflected in mine. If this is how you are revealed to me, this is how I will forever seek you.

We are never the same with others as when we are alone. We are different, even when we are in the dark with them.

My grandchildren are on social media all the time, and they think they have friends. But it's not what I would've called a friend, ever.

If you can't do something willingly and joyfully, then don't do it.

People's intelligence tends to be in inverse proportion to their number. People don't tend to get smarter as they get into bigger groups.

Leaving San Francisco is like saying goodbye to an old sweetheart. You want to linger as long as possible.