Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.

Buy experiences, not things. Spending on experiences makes people happier than spending on things. Things get broken and go out of style. Experiences get better every time you talk about them.

You can have a do-over starting today. But you have to get over the feeling that it's too late

It's not about having it all. It's about having what you value most.

You'll get much better results by being upfront, answering creditors calls, and responding to their letters. Delaying the inevitable only digs a deeper hole.

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.

A little personality goes a long way.

Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - always a good thing.

One thing I want to make clear: You never want to hide from your debts. It doesn't work.

The interest rate you receive, however, is contingent on your credit score.

No company can promise an end date, but if you have multiple debts, the first one should be settled within a year.

Little dove, tread carefully in your dreams. You are not alone in them. Others seek them too.

The future depends on what choices we make....

It is silent, an anagram for listen. That is what I do. Listen while she remains silent.

I do believe in growing old gracefully, and when the time comes that I would look silly performing on stage, I'll be prepared to give it up without regrets.

Meditation is a doorway to the soul.

Art is both creation and recreation. Of the two ideas, I think art as recreation or as sheer play of the human spirit is more important.

I'm not completely at ease at rapping, I can't do it well yet.

We all enjoy being comfy, but my comfy - you know, I love a nice, cozy cashmere sweater and spandex, sure.

One of the most important goals to have may well be the goal to create the life you want without preventing other people from creating the life they want.

We are here for just a spell, so get a few laughs.