Save for your goals. Take note of what's coming your way - vacations, the holidays, what ever is going to cost you money - and start saving ahead of time so that you have a stash when the time comes.

Buy experiences, not things. Spending on experiences makes people happier than spending on things. Things get broken and go out of style. Experiences get better every time you talk about them.

You can have a do-over starting today. But you have to get over the feeling that it's too late

It's not about having it all. It's about having what you value most.

You'll get much better results by being upfront, answering creditors calls, and responding to their letters. Delaying the inevitable only digs a deeper hole.

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.

A little personality goes a long way.

Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - always a good thing.

One thing I want to make clear: You never want to hide from your debts. It doesn't work.

The interest rate you receive, however, is contingent on your credit score.

Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.

If you ever forget how much you really mean to me, Every day I will remind you

Because my life was changed by God's Word, I love every organization that helps people know him through his Word.

Life, struck sharp on death, Makes awful lightning.

Saints are simply men & women who have fulfilled their natural obligation which is to approach God.

We do not at present educate people to think but, rather, to have opinions, and that is something altogether different.

Everybody has a problem, is a problem, or lives with a problem.

He that hopes to look back hereafter with satisfaction upon past years must learn to know the present value of single minutes, and endeavour to let no particle of time fall useless to the ground.

There's a club if you'd like to go, you could meet somebody who really loves you, so you go and you stand on your own, and you leave on your own, and you go home and you cry and you want to die.

The idea that it is necessary to go to a university in order to become a successful writer . . . is one of those fantasies that surround authorship.

What job is worth the enormous psychic cost of following a leader who values loyalty in the narrowest sense.