That is - the reason for that is that home prices are only going to go up. Now, they've never gone down nationwide in our - since we've been keeping track of this.

The automatic stabilizer is unemployment insurance, food stamps, additional coverage of Medicaid.

Well, I think the best form would be to put money directly in the pockets of consumers.

And so we have to be careful with looking at additional stimulus that we don't provoke an increase in the bond rate and then offset a lot of the stimulus we've already got.

And so Fannie Mae produces very strong results for investors in - when interest rates are high and when interest rates are low, in recession and during booms.

And so the danger for the housing industry is if we see interest rates rise.

So from the housing standpoint, steady as you go, I think, would be the best medicine.

Well, we're just now seeing the reductions in mortgage rates. The mortgage rates are based on the ten-year rate and the Fed controls the overnight or the shorter rates.

We are shrinking the size of the federal government as a percent of our economy from over 21 percent of the economy to 19 percent of the economy. At the same time, we're growing the private economy.

We think if the economy remains weak that we could see mortgage rates trail down and we think that we could see rates below seven percent into early next year.

That's when I realize how much I don't want to be alone, how sobbing should not be a solitary sport..

I wished for nothing beyond her smile, and to walk with her thus, hand in hand, along a sun warmed, flower bordered path.

I actually love writing for teens best. I had such an awful time in my own teen years - I love having the chance to relive them through my fiction.

Nothing is more fearful than imagination without taste.

I should never have made my success in life if I had not bestowed upon the least thing I have ever undertaken the same attention and care that I have bestowed upon the greatest.

The 'means of grace' are such as Bible reading, private prayer, and regularly worshiping God in Church, wherein one hears the Word taught and participates in the Lord's Supper.

In my mid-age I do feel more at peace - not with the world, but with myself.

Better than cowardice is killing and being killed in battle.

Don’t bring the ocean if I feel thirsty, nor heaven if I ask for a light; but bring a hint, some dew, a particle, as birds carry only drops away from water, and the wind a grain of salt.

I have reached the point where I know that as long as I sit down to write, the ideas will come. What they will be, I don't know.