The automatic stabilizer is unemployment insurance, food stamps, additional coverage of Medicaid.

Well, I think the best form would be to put money directly in the pockets of consumers.

And so we have to be careful with looking at additional stimulus that we don't provoke an increase in the bond rate and then offset a lot of the stimulus we've already got.

And so Fannie Mae produces very strong results for investors in - when interest rates are high and when interest rates are low, in recession and during booms.

And so the danger for the housing industry is if we see interest rates rise.

So from the housing standpoint, steady as you go, I think, would be the best medicine.

Well, we're just now seeing the reductions in mortgage rates. The mortgage rates are based on the ten-year rate and the Fed controls the overnight or the shorter rates.

That is - the reason for that is that home prices are only going to go up. Now, they've never gone down nationwide in our - since we've been keeping track of this.

We are shrinking the size of the federal government as a percent of our economy from over 21 percent of the economy to 19 percent of the economy. At the same time, we're growing the private economy.

We think if the economy remains weak that we could see mortgage rates trail down and we think that we could see rates below seven percent into early next year.

Life, is a chess game you win or loose, but just keep playing.

You rewrote the art in my heart.

God grant be the strength to endure all things.

A journey indeed, in an emotional roller-coaster.

Without changing our pattern of thought, we will not be able to solve the problems we created with our current patterns of thought

Friends love misery, in fact. Sometimes, especially if we are too lucky or too successful or too pretty, our misery is the only thing that endears us to our friends.

Where I grew up, it was all people who were black and Latino, people who look like me. Now I live in a neighborhood where very, very few people look like me.

Gratitude to God is to accept everything, even my problems, with joy.

Great champions learn from past experiences, whether those be good or bad. A lot of times a guy needs to be knocked down before he gets up and fights.

Prayer is not only asking, it is an attitude of heart that produces an atmosphere in which asking is perfectly natural, and Jesus says, "every one that asketh receiveth."