The lesson from behavioral economics is that people only save if it's automatic.

When an economist says the evidence is "mixed," he or she means that theory says one thing and data says the opposite.

My mantra is if you want to help people accomplish some goal, make it easy.

There's no reason to think that markets always drive people to what's good for them.

People exaggerate their own skills. they are optimistic about their prospects and overconfident about their guesses, including which managers to pick.

Recall that people like to do what most people think it is right to do; recall too that people like to do what most people actually do.

So, what's a nudge? A nudge is some small feature of the environment that attracts our attention and alters our behavior.

Investors must keep in mind that there's a difference between a good company and a good stock. After all, you can buy a good car but pay too much for it.

A good rule of thumb is to assume that everything matters.

There are cases when I can make myself better off by restricting my future choices and commit myself to a specific course of action.

I think the people who've been the most overconfident in our business in the last decade have been the people that called themselves risk managers.

Once upon a time, I wish I had sneezed. The end.

Friendship is like an investment

Everything was so broken, but it would heal. Saxonia will heal. Hollownot will heal. Everything will heal.I was broken. I will heal.It is certainty that destroys the souls of men.

Creativity is making regret free mistakes, Wisdom is knowing which ones have value

What is understood by republican government in the United States is the slow and quiet action of society upon itself.

It's never too late to try to end a conflict.

Having day dreams, tonguing you down with, uh, vanilla ice cream. Kissing on your thigh in the moon light, searching your body with my tongue girl all night.

A man's body may grow old, but inside his spirit can still be as young and as restless as ever.

Through conscious beings the universe has generated self-awareness. This can be no trivial detail, no minor byproduct of mindless, purposeless forces. We are truly meant to be here.

[People] don't know the talent and I want to show them.