The multiple failings of our flawed financial sector are jeopardizing, not only the retirement security of our nation's savers but the economy in which our entire society participates.

Time is your friend; impulse is your enemy.

Don't look for the needle in the haystack. Just buy the haystack!

Investing is not nearly as difficult as it looks. Successful investing involves doing a few things right and avoiding serious mistakes.

Index funds eliminate the risks of individual stocks, market sectors, and manager selection. Only stock market risk remains.

Learn every day, but especially from the experiences of others. It's cheaper!

The mutual fund industry has been built, in a sense, on witchcraft.

Rely on the ordinary virtues that intelligent, balanced human beings have relied on for centuries: common sense, thrift, realistic expectations, patience, and perseverance.

The historical data support one conclusion with unusual force: To invest with success, you must be a long-term investor.

In the long run, investing is not about markets at all. Investing is about enjoying the returns earned by businesses.

The miracle of compounding returns has been overwhelmed by the tyranny of compounding costs.

The role that people play in your life can determine how far you can go.

How did I prepare for night shifts? When I was a small, anxious kid, I checked my mom in her sleep to make sure she was still breathing.

Friends are like a pleasant park where you wish to go while you may enjoy the flowers you may not eat them.

I'm not a film buff. I don't watch a lot of movies.

Well, I don't like to make outlandish statements. Not all the time. But Wimbledon would have beaten them 10-0.

The cross cannot be defeated for it is defeat.

I remember thinking, when I was in my early 30s, that this is the best age to be, and I still believe your 30s are a wonderful time.

The woods would be quiet if no bird sang but the one that sang best.

The people made the Constitution, and the people can unmake it. It is the creature of their own will, and lives only by their will.

He prayeth best, who loveth best All things both great and small; For the dear God who loveth us, He made and loveth all.