What people do is they pay the small loans first. Why? Because they enjoy making the number of loans smaller. But of course it is a very ineffective way to pay debt down.

One of the big lessons from behavioral economics is that we make decisions as a function of the environment that we're in.

Even the most analytical thinkers are predictably irrational; the really smart ones acknowledge and address their irrationalities.

The idea that you will make the right decision every time is very unlikely.

Your immediate environment is comprised of coffee shops, supermarkets, websites, apps and all kinds of things - none of which have an interest in your long-term or short-term financial well-being.

Giving up on our long-term goals for immediate gratification, my friends, is procrastination.

Companies, however unintentionally, choke the motivation out of their employees.

Honesty is a complex and tricky thing, and we don't want to be honest all the time.

The most difficult thing is to recognize that sometimes we too are blinded by our own incentives. Because we don’t see how our conflicts of interest work on us.

Thinking is difficult and sometimes unpleasant.

Brands communicate in two directions: they help us tell other people something about ourselves, but they also help us form ideas about who we are.

The person who can learn by observation can create his own culture.

If you become a star known for one thing, that becomes your thing, and you don't want that, on some DNA level.

One cannot build life from refrigerators, politics, credit statements and crossword puzzles. That is impossible. Nor can one exist for any length of time without poetry, without color, without love.

Diane Cluck is a virtuosic talent with an emotionality that feels at once ancient and alien. Her mastery of her voice as an ecstatic instrument is so compelling.

Politeness and a sense of honor have this advantage: we bestow them on others without losing a thing.

What is charm then? The free giving of a grace, the spending of something given by nature in her role of spendthrift ... something extra, superfluous, unnecessary, essentially a power thrown away.

Behind a remarkable scholar we not infrequently find an average human being, and behind an average artist we often find a very remarkable human being.

The thing about India is that while they will miss Sachin, they have the ability to put out another batsman nearly as good.

Excellence is the best deterrent to racism or sexism.

Let us carve gems out of our stony hearts and let them light our path to love.