You can have a do-over starting today. But you have to get over the feeling that it's too late

Buy experiences, not things. Spending on experiences makes people happier than spending on things. Things get broken and go out of style. Experiences get better every time you talk about them.

It's not about having it all. It's about having what you value most.

You'll get much better results by being upfront, answering creditors calls, and responding to their letters. Delaying the inevitable only digs a deeper hole.

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.

A little personality goes a long way.

Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - always a good thing.

One thing I want to make clear: You never want to hide from your debts. It doesn't work.

The interest rate you receive, however, is contingent on your credit score.

Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.

No company can promise an end date, but if you have multiple debts, the first one should be settled within a year.

Be strong in soul.

. .his cell phone didn't work in Three Pines, and neither did email. He almost expected to see messages fluttering back and forth in the sky above the village, unable to descend.

You are a big country now but you still tend to feel small and fragile. If the United States gets a cold you get pneumonia.

As a total activity - I practice curating, art, architecture, writing, and publishing all together. I still act as a living creature.

I don't write novels about expeditions to the planet Mars because I haven't been there and I don't know anything about it.

What you forget is that plants themselves want to live as much as you want them to. More.

She searched the truth with an anguish almost as great as her terrible fear of finding it .

Always have something beautiful in sight, even if it's just a daisy in a jelly glass

I do not want to die... until I have faithfully made the most of my talent and cultivated the seed that was placed in me, until the last small twig has grown.

I think it's terribly important that networks of anarchists establish themselves with a view toward educating people.