You won't be caught off guard and you won't feel guilty, because you'll be spending money that you've allocated for the occasion.

Buy experiences, not things. Spending on experiences makes people happier than spending on things. Things get broken and go out of style. Experiences get better every time you talk about them.

You can have a do-over starting today. But you have to get over the feeling that it's too late

It's not about having it all. It's about having what you value most.

You'll get much better results by being upfront, answering creditors calls, and responding to their letters. Delaying the inevitable only digs a deeper hole.

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.

A little personality goes a long way.

Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - always a good thing.

One thing I want to make clear: You never want to hide from your debts. It doesn't work.

The interest rate you receive, however, is contingent on your credit score.

Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.

A positive attitude causes a chain reaction of positive thoughts, events, and outcomes.

I think sometimes the stars align whether we want them to or not. And we're drawn to certain people and places for no other reason than...Destiny.

The secret of all greatness is knowing what to do with time.

Show me your good side and I will show you mine

Heart has always been a rock band. It's always been hard-rock.

If we examine our thoughts, we shall find them always occupied with the past or the future.

If there ever comes a time when the women of the world come together purely and simply for the benefit of mankind, it will be a force such as the world has never known.

For in religion as in friendship, they who profess most are ever the least sincere.

I would never have written it without you. (Erin) And I would never have lived without you. (V'Aiden)

Wine from long habit has become an indispensable for my health