Your immediate environment is comprised of coffee shops, supermarkets, websites, apps and all kinds of things - none of which have an interest in your long-term or short-term financial well-being.

One of the big lessons from behavioral economics is that we make decisions as a function of the environment that we're in.

Even the most analytical thinkers are predictably irrational; the really smart ones acknowledge and address their irrationalities.

The idea that you will make the right decision every time is very unlikely.

Giving up on our long-term goals for immediate gratification, my friends, is procrastination.

Companies, however unintentionally, choke the motivation out of their employees.

Honesty is a complex and tricky thing, and we don't want to be honest all the time.

The most difficult thing is to recognize that sometimes we too are blinded by our own incentives. Because we don’t see how our conflicts of interest work on us.

Thinking is difficult and sometimes unpleasant.

Brands communicate in two directions: they help us tell other people something about ourselves, but they also help us form ideas about who we are.

There's something about [cyclically] doing something over and over and over that seems to be particularly demotivating.

They thought depression was like bieng 'depressed'. They thought it was like being in a bad mood, only worse. Therefore, they tried to get him to snap out of it.

He was one of the most supremely stupid men I have ever met. He taught me a great deal.

Every nation whose affairs betray a want of wisdom and stability may calculate on every loss which can be sustained from the more systematic policy of its wiser neighbors.

There was a lot more to magic, as Harry quickly found out, than waving your wand and saying a few funny words.

I’m a shallow, shallow boy. Hey, it helps that you’re pretty. It brings out the nice guy in me. Makes me what to share my cookies with you.

Friends should be like books, easy to find when you need them, but seldom used.

"Comfort" is no test of truth; on the contrary, truth is often far from being "comfortable".

For the taxable investor, indexing means never having to say you're sorry.

Welcome ever smiles, and farewell goes out sighing.

In North America and Western Europe, ten percent of the population of the world consumes fifty percent of its energy.